Converting retirement funds from a tax-deferred status to a tax-free status is nothing new. Over the past decade, more and more Americans – helped by financial professionals – are realizing deferring taxes may not be in their best financial interest.

In the past, many traditional IRAs were converted into tax-free Roth IRAs. Today, funds from a growing number of IRAs are being placed in indexed universal life (IUL) insurance policies. And it’s easy to see why: IUL can provide four powerful benefits to today’s savers:

• The power of indexing to deliver growth potential with protection from market losses.
• Tax-free supplemental income through policy loans.
• Access to funds with no market-value adjustment.
• A legacy for beneficiaries beyond the account value.

IRA-to-IUL Resources

Consumer Brochure – click HERE

5 Factors Your Clients Should Consider – click HERE

Many factors come into play when making the decision to convert to IUL.

Click HERE to view the full IUL marketing library and reach out to your AE Life team for additional information at 866.363.9595.  

This sales idea is provided for use only by those financial professionals licensed to provide investment advice. Discussion of securities transactions including the recommendation to liquidate assets allocated within securities (including IRAs) places their insurance license at risk. When including the discussion of taxes as it relates to the holistic financial planning approach for clients, advisors cannot hold themselves out as being able to provide tax advice and all clients should be encouraged to seek the guidance of a qualified tax professional prior to making a decision regarding their personal situation.

Agents are ultimately responsible for the use of any materials or services and agree to comply with the compliance requirements of any broker-dealer or Registered Investment Adviser with which they may be affiliated.